Cryptoassets, such as Bitcoin, have little direct regulation
globally, but regulators are taking a closer look after the downfall of FTX
last year, which left millions of investors nursing losses totalling billions
of dollars, some of them in Britain.
The Financial Conduct Authority (FCA) said "refer a
friend" bonuses for crypto buyers would also be scrapped and that those
promoting such assets would have to put in place clear risk warnings and ensure
adverts were clear, fair and not misleading.
The new crypto rules, which are similar to those imposed by
the FCA last year to tackle advertising for high-risk investment in mainstream
finance, come as Britain plans to regulate cryptoassets under a new financial
services law this year.
"It is up to people to decide whether they buy crypto.
But research shows many regret making a hasty decision," said Sheldon
Mills, executive director at the FCA's consumers and competition division.
"Consumers should still be aware that crypto remains
largely unregulated and high risk," he said.
FCA research shows that estimated crypto ownership has more
than doubled from 2021 to 2022, with 10 percent of 2,000 people surveyed
stating they own cryptoassets.
Under the new rules, crypto firms will have to carry
warnings such as: "Don't invest unless you're prepared to lose all the
money you invest. This is a high-risk investment and you should not expect to
be protected if something goes wrong."
Myron Jobson, senior personal finance analyst at investment
platform interactive investor, welcomed the new rules, noting that crypto
advertising had become a "wild west of dubious claims and misleading
information".
"The challenge for the regulator is to devise a robust
customer knowledge framework so that all the players involved know what good
looks like," he said. © Reuters