The partnership will give African SMEs a clearer path to growth, bridging the gap between operations and finance across the continent.

Greenbii, Africa’s #1 business management software, has entered a new partnership with 10mg Credit, a Nigerian fintech company that provides instant, collateral-free loans to healthcare providers. The collaboration is designed to solve one of the biggest challenges faced by African SMEs: producing the kind of structured financial information lenders need to approve loans.

Across the continent, many small businesses have strong potential but struggle to grow because they cannot meet the documentation requirements of banks and lenders. Reports show that the SME credit gap in sub-Saharan Africa is estimated at more than US$330 billion each year. Interest rates remain high, collateral is often difficult to provide, and many SMEs lack organised financial records. As a result, they are unseen or misunderstood by lenders, even when the business is stable.

Greenbii helps close this gap by giving SMEs a simple way to manage bookkeeping, payroll, invoicing, projects, and customer records in one place. With this structure, businesses can keep accurate financial activity, stay organised, and make better day-to-day decisions.

10mg Credit uses advanced scoring methods to understand how a business behaves financially, its stability, patterns, and consistency. By connecting its scoring system directly with Greenbii’s financial data, both companies have created a clear credit profile that lenders can trust.

Through this collaboration, African SMEs will benefit from:

  • Clearer financial records that show real business performance
  • Better access to loans, supported by reliable data
  • More predictable lending decisions, since lenders receive consistent, up-to-date financial information
  • Faster approval time, since evaluations are now simpler and more transparent

Speaking on the partnership, Vincent Edigin, CEO of Greenbii, said: “We built Greenbii so African SMEs can run smoothly, in one place, without juggling dozens of tools. But running well isn’t enough, in order to grow, businesses need money. By partnering with 10mg, we’re helping SMEs turn their daily operations into something lenders can read and trust.”

Christian Nwachukwu, Founder of 10mg Health, added: “In my time as a pharmacist, I saw clinics struggle to restock because they couldn’t get quick loans. That frustration led me to build 10mg Health, a platform that uses real business signals, and not just credit history to make fair lending decisions. Partnering with Greenbii means more SMEs can finally turn their daily work into opportunities, without jumping through unnecessary hoops.”

This alliance marks a meaningful step for financial inclusion in Africa. By bridging the gap between business operations and financing, Greenbii and 10mg Health are helping unlock growth for entrepreneurs who have long been under-served.