Consolidated Hallmark Holdings Plc has reported a strong expansion in assets and capital base in its audited 2025 financial results, underscoring a year marked by growth, resilience, and strategic reinvestment across its subsidiaries.
The Group’s total assets rose significantly to ₦79 billion in 2025, representing a 33 per cent increase from ₦57 billion recorded in the previous year. Shareholders’ funds also grew by 21 per cent to ₦42.1 billion, reinforcing the company’s capital position and long-term value creation strategy.
Despite these gains, net profit declined by 63 per cent to ₦8.4 billion, a development the company attributed to deliberate reinvestments, shifting market dynamics, and a balanced approach to growth and cost management. Nonetheless, the Group maintained resilience through diversified income streams and enhanced shareholder returns, supported by stronger dividends and capital appreciation.
Operational performance across subsidiaries remained robust. Consolidated Hallmark Insurance Limited recorded notable premium growth and increased market share, while CHI Life Assurance Limited drove momentum through innovative life products. Hallmark Health Services Limited expanded access to healthcare services, and Hallmark Finance Company Limited grew its lending portfolio under disciplined risk management practices.
Claims settlement also reflected improved operational efficiency, with the Group paying ₦12.3 billion in legitimate claims during the year, a 36 per cent increase compared to 2024. The company said it maintained strong underwriting discipline and leveraged digital processes to sustain favourable loss ratios.
Group Chief Executive Officer, Eddie Efekoha, said the performance highlights the strength of the company’s diversified model and its commitment to innovation and service delivery despite a challenging operating environment.
Similarly, Managing Director of Consolidated Hallmark Insurance Limited, Mary Adeyanju, noted that improved claims processing and expanded product offerings contributed to stronger underwriting results and increased customer trust.
At CHI Life Assurance Limited, Managing Director Tope Ilesanmi highlighted the company’s early growth trajectory, driven by strategic vision and customer confidence. Meanwhile, Oladotun Adeogun of Hallmark Health Services Limited emphasised efforts to improve healthcare access and service delivery.
Also commenting, Habibat Shuaeeb, Acting Managing Director of Hallmark Finance Company Limited, said prudent lending strategies and portfolio management strengthened returns and positioned the business for further growth.
Looking ahead, the Group expressed confidence in its outlook for 2026, citing opportunities to deepen market penetration and deliver sustained value to stakeholders.
Listed on the Nigerian Exchange Group since November 2023, Consolidated Hallmark Holdings Plc operates as a non-operating holding company with investments spanning insurance, life assurance, healthcare, and financial services, serving individuals, SMEs, and corporate clients nationwide.