The eNaira is a central bank digital currency backed by law
and issued by the CBN as a legal tender. It is the digital form of the Naira
used as cash.
Aside from transacting, Emefiele said Nigerians can also
open an eNaira wallet on any phone of their choice through the designated USSD
code.
According to him, Nigerians will only have to dial *997#
from their phones to carry out transactions on their phones.
The CBN boss announced these at the Grand Finale of the 2022
eNaira Hackathon in Abuja on Thursday.
“Nigerians, both banked and unbanked, will be able to open
an eNaira wallet and conduct transactions by simply dialling *997 from their
phones.
“Shortly after this, both merchants and consumers with bank
accounts can use the NIBSS Instant Payment (NIP) to transfer and receive eNaira
to any bank account.
“This will further deepen the integration of the eNaira with
the existing national payment infrastructure”.
“The CBN will increase the level of Financial Inclusion in
the Country because just like the Naira, the eNaira is expected to be
accessible to all Nigerians. And would provide more possibilities to bring in
the unbanked into the digital economy”.
Recently, Emefiele said central banks across Africa and
other parts of the world are trying to study Nigeria’s eNaira project.
Emefiele said, “We feel delighted with what we are doing in
the area of the Central Bank Digital Currency, CBDC. What we are doing in the
area of eNaira is attracting the interest of different countries in the world,”
Emefiele said during an experience-sharing tour of the CBN’s CBDC (eNaira) by
officials of the Bank of Uganda in Abuja.
He noted that the CBN had been receiving a lot of enquiries
from central banks in Africa and different parts of the world who were trying
to understand what the bank was doing.
0 comments:
Post a Comment