Through this partnership, Visaro is introducing Fly Now, Pay Later (FNPL), a solution tailored for local air travel. The service allows travelers to book flights immediately and settle the cost in manageable installments, addressing a common challenge in Nigeria where many individuals face urgent travel needs but lack immediate liquidity—particularly during peak periods or emergencies.
By integrating Visaro’s technology platform with CREDICORP’s national consumer credit framework, the initiative promotes responsible lending, transparent repayment structures, and the development of more robust credit data systems. This combination not only helps consumers manage payments but also supports long-term financial health by improving access to structured credit.
“Our mission is to remove the timing barrier between opportunity and access,” said Isoken Odigie, Founder of Visaro. “This partnership allows us to provide structured, safe, and scalable credit solutions that make everyday life easier for Nigerians.”
While Fly Now, Pay Later serves as Visaro’s initial offering, the company has plans to expand into multi-vertical credit solutions, including utility bills, shopping, salary-backed credit, and merchant checkout financing. The broader vision is to create flexible financial tools that empower individuals and businesses, helping them participate more fully in the economy.
The initiative aligns with national objectives to strengthen the middle class, improve mobility, and foster economic participation, particularly among consumers who previously faced barriers to immediate credit access. By leveraging technology and structured credit frameworks, Visaro and CREDICORP aim to redefine how Nigerians access essential services and opportunities.